File size: 692 KB | Type: pdf | Resources

FOS complaints analysis Q2 2022

File size: 275 KB | Type: pdf | Council Publications

Q2 2022 equity release market statistics

File size: 113 KB | Type: pdf |

Privacy policy: members

Updated July 2022.

Also available here www.equityreleasecouncil.com/member-privacy-policy/

File size: 182 KB | Type: pdf | News

Reduced professional indemnity premiums for equity release advisers

File size: 203 KB | Type: pdf | Regulatory

Equity Release Council response to HM Treasury Review of Solvency II: Consultation

File size: 90 KB | Type: docx | Technical Bulletin

Draft member MP engagement letter

File size: 113 KB | Type: pdf | Resources

Calculating variable early repayments charges

The Council has produced three new assets to support advisers and their clients when discussing early repayment charges (ERCs).

This document helps consumers understand how variable or gilt linked early repayment charges are calculated.

It is accompanied by the document Client factsheet – Lifetime mortgage early repayment charges.

A third document Adviser factsheet -Lifetime mortgage early repayment charges is available to advisers.

Borrowers should always get advice from an adviser.

File size: 149 KB | Type: pdf | Resources

Adviser factsheet – Lifetime mortgage early repayment charges

The Council has produced three assets to support advisers and their clients when discussing early repayment charges (ERCs).

  1. Calculating variable early repayments charges
  2. Client factsheet – Lifetime mortgage early repayment charges

The documents are available to download at the above links. The two factsheets above are designed to be left with clients only after they have received an explanation from an adviser.

This factsheet is for adviser use only.

File size: 233 KB | Type: pdf | Resources

Client factsheet – Lifetime mortgage early repayment charges

The Council has produced three new assets to support advisers and their clients when discussing early repayment charges (ERCs).

 

This document helps consumers understand variable or gilt linked early repayment charges

 

It is accompanied by the document Calculating variable early repayments charges which helps consumers understand for gilt linked or variable ERCs are calculated.

 

A third document Adviser factsheet -Lifetime mortgage early repayment charges is available to advisers.

 

Borrowers should always get advice from an adviser.

File size: 14 MB | Type: pdf | Brochures

Competition compliance policy 2022