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The Council has produced three new assets to support advisers and their clients when discussing early repayment charges (ERCs).

This document helps consumers understand how variable or gilt linked early repayment charges are calculated.

It is accompanied by the document Client factsheet – Lifetime mortgage early repayment charges.

A third document Adviser factsheet -Lifetime mortgage early repayment charges is available to advisers.

Borrowers should always get advice from an adviser.

The Council has produced three assets to support advisers and their clients when discussing early repayment charges (ERCs).

1. Calculating variable early repayments charges
2. Client factsheet – Lifetime mortgage early repayment charges

The documents are available to download at the above links. The two factsheets above are designed to be left with clients only after they have received an explanation from an adviser.

This factsheet is for adviser use only.

The Council has produced three new assets to support advisers and their clients when discussing early repayment charges (ERCs).

This document helps consumers understand variable or gilt linked early repayment charges

It is accompanied by the document Calculating variable early repayments charges which helps consumers understand for gilt linked or variable ERCs are calculated.

A third document Adviser factsheet -Lifetime mortgage early repayment charges is available to advisers.

Borrowers should always get advice from an adviser.