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The report examines 10 trends that have altered the financial landscape for pensions and homeownership over the past three decades.

Today’s homebuyers could end up £326,000 wealthier over a 30-year period than people who rent, without even considering potential house price growth, according to a new report by the Equity Release Council.

The report – Home advantage: intergenerational perspectives on property wealth in later life – examines 10 trends that have altered the financial landscape for pensions and homeownership over the past three decades.

It highlights how the benefits of homeownership are set to become even more critical to people’s financial security and wellbeing in later life, but also warns of lifelong inequality for those who are unable to get onto the property ladder.

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