Hello. My name is Tim Spencer, The Later Life Finance Expert and the Managing Director of Optimus Mortgages Ltd. I help people live a better retirement through bespoke later-life lending, and I believe that financial solutions should be made simple for everyone.

I started working in the Financial Services industry in the 1990s and I have a wealth of experience in helping clients work towards financial freedom. I specialise in later-life lending solutions for clients who are looking to make use of the equity within their property.

Optimus Mortgages - Your Later Life Lending Specialists.