Are you over 55 and looking for a way to enjoy financial freedom without leaving the comfort of your home? Or making gift to a loved one so you can see them enjoy it now? A lifetime mortgage could be the perfect solution for you.

Why Choose a Lifetime Mortgage?

1. Access Tax-Free Cash: Release a lump sum or a steady income from the equity tied up in your home, tax-free, to spend on whatever you wish—home improvements, holidays, or helping your family.
2. Stay in Your Home: Continue living in your beloved home for as long as you choose. There’s no need to downsize or move away from your neighbourhood or the memories you have made.
3. No Monthly Repayments: With a lifetime mortgage, there are no monthly repayments. The loan, along with any accrued interest, is repaid when your home is sold, either when you pass away or move into long-term care. You can of course opt to make repayments if your finances allow (this would be discussed and personalised to your individual circumstances)
4. Flexibility and Security: Enjoy the peace of mind that comes with knowing you can secure your future financially without compromising your living situation. All plans are regulated and tailored to your needs.
5. Retain Home Ownership: Unlike some other financial products, a lifetime mortgage allows you to retain full ownership of your home, so you can benefit from any future increases in property value.

Thinking of taking the Next Step?

Contact us today for a free, no-obligation consultation. Our expert advisors are here to guide you through the process and answer any questions you may have. Discover how a lifetime mortgage can help you achieve the retirement you deserve.

We also advise on other types of Equity Release, Investments, pensions and savings so are best placed to establish if Equity Release is the right thing for you and your circumstances.