We'd all like to make the most of our retirement, and its important to think about the whole of your finances when planning for the enjoyable retirement you are looking for.

One way to boost your retirement income is to consider a lifetime mortgage, which could allow you to unlock some of the money tied up in your home without you having to move. A tax free lump sum  or regular income with no monthly repayments could help with the extras you'd like to afford:

• Repaying you existing mortgage or other debts to reduce you monthly outgoings.
• Home improvements.
• Helping the family.
• Or just supplementing your income for occasional treats.

With a lifetime mortgage, the loan and interest would be repaid through the eventual sale of your home, subject to the terms and conditions of the provider.

Personal advice to choose the option that best suits your needs.....

Choosing to release money from your home is a big decision and there's more than one option when it comes to boosting your retirement funds, so it's important to look at all the choices available to you alongside all the benefits and considerations.  A lifetime mortgage would for example impact the inheritance you may want to leave, or could affect your entitlement to means-tested benefits.  I'd be happy to set up a meeting with you and any close relatives you would like to be part of the discussion, to talk about everything in details, and help you choose the option that best meets your needs.